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Our Find Your BalanceTM Philosophy

Oarsman Balanced Portfolio Construction

At Oarsman Capital, we adhere to an investment philosophy created to help you Find Your Balance™.

Investment Principles

Portfolio Balance

Portfolio Balance

Each major asset class (e.g. stocks, bonds, real estate) can offer considerable return potential. At Oarsman Capital, we don’t attempt to out-guess the market. Instead, we design portfolios to benefit from market moves as they occur by combining a diversified mix of individual, high-quality domestic stocks with international, small cap, and emerging market stocks or stock-based funds. For balanced portfolios (portfolios designed to balance risk and return) the equity portion is paired with other asset classes such as steady, income producing bonds or bond funds (corporate, treasury, municipal, high yield). We also include other asset categories such as REITs and natural resource funds. These complementary asset classes enhance performance potential and help control overall portfolio volatility.

Risk Control

Risk Control

We firmly believe that controlling investment risk is essential to achieving superior long-term results for our clients. Portfolio balance and prudent diversification are integral to our risk-controlling approach. This approach has proven successful in preserving capital in challenging investment environments while providing appreciation in less volatile periods.

Portfolio Asset Classes

Equities

Equities

At Oarsman Capital, we build broadly diversified portfolios with investments in companies vetted to meet specific investment characteristics, including capital growth potential and consistent dividend income. Equity categories may also include diversified stock-based funds (e.g., exchanged traded funds) for exposure to domestic stocks, as well as small-cap and international stocks.

Fixed-Income

Fixed-Income

Oarsman Capital considers fixed-income securities to be a portfolio stabilizer, providing predictable income streams while acting as a cushion against volatility. Our fixed-income portfolios generally hold average bond ratings of A or better with intermediate portfolio duration. Fixed-income funds, when utilized, offer diversification and yield.

Other (Alternative/Hybrid)

In addition to equities and fixed-income, we may add "hybrid" securities to our client's portfolios. This additional diversification category includes preferred stocks, high-yield bonds, inflation-protecting bonds, REITs, and natural resource securities.

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